The LPO Financing Programme supports businesses of Persons with disabilities that are registered with the National Treasury under Access to Government Procurement Opportunities (AGPO) to finance LPOs, LSOs and Contracts awarded by Government procuring entities. This program main objective is to improve employment opportunities for Persons with disabilities through increasing AGPO programme. The AGPO Programme offers Persons with disabilities an opportunity to access businesses they would otherwise not the Council over the last two years supported about 119 businesses owned by Persons with Disabilities that were awarded tenders up to a tune of 500,000 each. Nonetheless, the programme has been facing some challenges key among them;

• Provision of loans not exceeding Kshs. 500,000 resulting from limited budgetary allocations from the National Treasury, which lock out many companies with orders requiring amounts above Kshs. 1 Million from benefiting. 
• Low awareness among PWDs on AGPO tendering laws, processes and procedures, which have resulted in low uptake of AGPO by PWDs.
• Reluctance by governmental procuring entities (i.e. MDCAs) in implementing the legal requirement of 30% preservation of all government procurement opportunities for women, youth and persons with disabilities. This has led to limited PWDs benefiting from AGPO.

These are the requirements for LPO financing:

1. Fully completed loan application form
2. Copies of National IDs and PIN Certificate for all borrowers, and company in case of a Limited company
3. Two most recent passport sized photographs
4. Business/company registration certificates
5. Bank statements for the last 6 months
6. Copies of proposed securities and recent valuation report (for all amounts)
7. Resolution to borrow in case of a Limited Company capturing amount, purpose, payment period and security offered (must be sealed)
8. Borrower’s personal guarantee/ directors’ (if company)
9. Borrower’s personal guarantee/ directors’ (if company)
10. Customer account details form – must be KCB account (sealed in case of Ltd co.)
11. Cr 12 in case of a Ltd company
12. Articles and Memorandum of Association for Ltd companies
13. Audited accounts for the last 3 years for companies (for amounts above Kshs 500,000)
14. Copy of AGPO certificate

Who qualify for LPO financing?

An AGPO registered Person with Disability